Kisan Credit Card

Axis Bank’s Kisan Credit Card is a specially designed credit card for farmers. This special facility aims to provide timely credit to farmers, meeting all their cultivation, farm maintenance and investment needs. The Kisan Credit Card is also referred to as the Krishi Card. The features of the Kisan Credit Card include high-value loans which can be used for multiple needs, quick and easy loan sanctions, low interest rates, services of a dedicated relationship manager, etc. This specialized credit card for farmers is beneficial in the long run, especially when it comes to supporting their farming business.

High-Value Loans

Flexible Loan Tenure

Cover for Crops

Insurance Coverage

• Features and benefits
• Eligibility
• Interest Rate
• Fair Practices Code for Lenders

Features and Benefits

Get high-value loans

Use the loan to fulfil multiple needs

• Kisan Credit Card aims at providing adequate and timely credit to farmers to meet cultivation needs including purchase of inputs, investment needs like purchase of agricultural implements, land development, repair of farm machinery or any other needs including domestic needs like expenditure on account of children's education and family functions, etc.
• The product gives the farmer the flexibility to choose between cash credit and term loans with friendly repayment terms

Choose loan tenure based on your financial situation and needs

• Upto 1 year in case of cash credit
• Upto 7 years for term loans

Loan tenure is fixed by allowing reasonable period for marketing the agricultural produce after harvest and we have a hassle-free renewal process for loan tenures

Great AcceptanceAvail services of a dedicated relationship manager Interact with only one person

Interact with only one person who understands your requirements, suggests products and ensures hassle-free transactions

Benefit from low interest rates

Attractive rates of interest available

Enjoy quick and easy loan sanctions

On the spot decision, Quick sanction and timely disbursement with simplified documentation

Protect yourself, your family and your crops

• Free accidental insurance coverage for farmers, upto Rs. 50,000
• Crop Insurance available for all notified crops under Pradhan Mantri Fasal Bima Yojana

Benefit from a uniform scale of finance

Uniform scale of finance for all traditional crops

Avail of a loan for upgrading your agricultural activities

Loans can be granted for horticulture and farm mechanisation

Be assured of assistance when you need it

Government Subsidy Schemes

Nabard scheme for Solar photovoltaic water pumping system (MNRE)
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Various accounts that ensure
ease of operation for you

Important Links

Related Links

• Agri Business Center
• Rate of interest Disbursed

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